If you are considering purchasing a boat and are concerned about the additional cost of boat insurance on top of your boat payments, then figure it in to the monthly payment before purchasing and be sure you can still afford it. Boat insurance is a necessity not luxury. It protects you from several problems and ensures that the boat is protected too. Skipping on the boat insurance is not a good place to save money. A good boat insurance policy will give you great replacement coverage. If you purchase the boat new, and you are the original owner, and your boat is totaled in the first five years, most policies provide a brand new boat of the same quality to replace your old boat. After the first 5 years, you will be given what you paid for the boat brand new.
If you buy a used boat you will be given the purchase price towards the cost of another boat. The kind of coverage you want. Jot down details like type of boat, year of manufacture, no of owners, use and so on as well as record. Go through various insurance company profiles online and offline to locate leading insurers who do offer insurance coverage for the model of boat you own. A boat insurance policy covers claims that a regular home and auto insurance policy does not cover. It is similar to combining a house and auto policy into one. Make a comparison of at least 3-4 insurance policies. Compare costs as well as coverage. Most specialty boat insurance companies will cover property damage to your boat should it get vandalized or struck by lightening. Ask about state and area limitations this will restrict use of the boat to certain areas. The internet has several websites that are insurance directories. These showcase leading insurance companies as well as a wide range of boat insurance policies.
News Headlines
Dragon Boat Festival partners with Sudbury Food Bank
The Sudbury Food Bank, the umbrella organization that assists more than 45 area food banks and food providers, will benefit from funds raised at the 11th-annual Sudbury Dragon Boat Festival.
Sea Shepherd ship takes whaler pursuit pit stop
The anti-whaling ship, the Steve Irwin, is in Hobart after pursuing a Japanese whaling fleet in the Southern Ocean.
Minneapolis Boat Show
The Minneapolis Boat Show is still the largest boat show in the Upper Midwest. The Minneapolis Boat Show has been a favorite place to shop for boats from thirty eight years.
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Boat Insurance Links
Boat Insurance: BoatUS
Normally I do everything I can to avoid dealing with an insurance company.. I would never even consider another company for my boat insurance
Allstate - Boat Insurance
Check Out a Typical Allstate Boat Insurance Policy.We'll show you what coverages may be available and how to get the personalized protection you need.
Progressive Watercraft Insurance
Insuring boats and personal watercraft.
GEICO | Boat Insurance Quote - Get boat or PWC insurance quotes
Boat insurance quotes are easy to obtain from GEICO and protect you, your boat and your PWC with excellent coverage.
United Marine Underwriters
Offers quotes for boat, yacht, and marine insurance.
Boat Insurance Video
4 Stroke Outboard Motors
A general difference between 2 stroke and 4 stroke engines is weight of a similar horse powered engines. 4-strokes are likely to be heavier than a 2-stroke engine of similar horse power. A 2-Stroke engine uses a gas and oil combination, whereas a 4-stroke burns gasoline. A 4-stroke engine is more similar to a car engine including an oil filter and usually has lower torque than 2-strokes.
Features of 4-Stroke
Small emissions & meet up all state standards
Exceptional fuel economy
Physically powerful top end and good quality acceleration
Generates less Sounds
Electronic ignition systems
Engine management systems
Here the oil is added to the engine rather than the fuel allowing for clean and efficient fuel consumption
